Follow these steps to fill Kamyab Jawan Program form online

Pakistan

Follow these steps to fill Kamyab Jawan Program form online

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LAHORE (Dunya News) – Prime Minister Imran Khan’s “Kamyab Jawan Programme”, which was launched for the welfare of youth across Pakistan, has been pushing promising entrepreneurs of the country for an initiative.

As easy it seems, few of the people are facing problems filling out the loan form. Applicant has to provide complete information leaving no section empty, otherwise the application will not be processed by the bank.

READ: How to apply online for Kamyab Jawan Programme

All the data submitted through this form will not assure the approval of the bank loans unless you fulfill the eligibility criteria i.e. concerned bank’s assessment standards. 

According to the programme, enter exact CNIC and its issuance Date, otherwise your application will not be submitted.

• Please provide required information in all sections. All sections are mandatory
• All completed and submitted applications shall be processes within 30 working days
• For all complaints, enquiries or facilitation please visit Pakistan Citizen Portal App

APPLY ONLINE HERE: https://yes.kamyabjawan.gov.pk/BankForm/ApplicantForm

Complete guide 

Provide your full name here:

Bank Name (Select among the three banks i.e. National Bank of Pakistan, Bank of Punjab and Bank of Khyber, through which you want to get loan)

Government is not directly providing the Kamyab Jawan loans but through the specified banks, so choose one according to your inconvenience.

Provide your CNIC (Correct CNIC number should be inserted correctly, otherwise the application will not be submitted due to verification, secondly the CNIC number should be inserted without ‘-’)

Select your CNIC Issue Date –  this date is available on your CNIC.

Select your gender now where three options are available; Male, Female and Transgender

You will select your Date of Birth now (A calendar would appear just like it does in the CNIC date issue)

You will insert the full name of either your father or husband (in case you are married)

Father‘s CNIC or / Husband‘s CNIC is also needed just like the applicant‘s. (same procedure, without used ‘-‘)

Write your current address in this section

The applicant has to inform where the residence is Own, Family property or a Rented place. It is important to answer these questions honestly because it will affect your chances of getting a loan.

You will select your province now. The applicant will be given choices among:

Punjab
Sindh
KPK (Khyber Pakhtunkhwa)
Balochistan
Gilgit-Baltistan
AJK (Azad Jammu and Kashmir)
Federal (Islamabad)

You will select your Present District after selecting your province (The districts would appear when you insert the province)

Same will go for your Tehsil. You will insert your Present Tehsil (The Tehsil would appear when you insert the district)

You will now provide your Residence Phone Number, with Area Code

Enter your phone number here:

Now, you have to selection either Yes or No, if your phone sim is registered in your own name. (It will help if you use a number that has SIM registered in your own name)

Write your e-mail address (if you have any)

You have to provide the Number of Dependents (dependents are who relies on another, especially a family member, for financial support).

This means your children, or if you do not have children, any other family members in your household who do not earn and are dependent on your earning for survival.

Provide your Permanent address, if it is different from the already mentioned above

Select your Permanent Province (Options are same as given above in Present Province section)

Just like choosing the present district and tehsil, the process is same and you just need to select your Permanent District now. (The districts and tehsil would appear when you insert the province)

You have select your Martial Status
(There are three options here i.e. Unmarried, Married, Other)

Provide your Experience/ Skills/ Education (This is optional one could skip it if the applicant does not have any)

It will also help if your mention the skills that are relevant to the purpose or business for which your are applying to get a loan. When a bank considers your application, having relevant skills will increase your chances of securing a loan.

The applicant will now select Current Occupational Status (You have three options here i.e. Employed, Self Employed and Unemployed)

Choose your Business (What business you want to start e.g. mechanic, auto parts, poultry etc)

Explain your business clearly, the bank may also ask you at a later stage about the details of your business.

Inform about your Purpose for loan – You have two options here i.e.

1) New Business - If you are choosing new business, be sure what your business plan is and how do you intend to make money with your business.

2) Expansion of Existing Business - If you are choosing expansion of old business, be sure where exactly will you spend this money.

The bank may ask these details later.

Now you will be asked four questions related to your purpose, type, request and term of the loan required. 

Type of loan – You have two options here i.e.

1) Working Capital Loan (A loan that is taken to finance a company‘s everyday operations)

2) Term Loan (a loan from a bank for a specific amount that has a specified repayment schedule and either a fixed or floating interest rate).

It is really important to know the type of loan you are applying for.

Now write about amount of loan you need (your loan amount can only range from Rs100000 to Rs5000000) – This should not be a random amount.

Make sure you have calculated exactly how much money you need because the bank may ask you to justify this amount.

Calculate your needs and investments required to expand or start your business, be sure to check the market prices for any machinery, equipment, rents etc to know exactly what the prices are so you can ask accordingly.

Term of Loan (in years) (You can only apply for 1 or 2 years) – Calculate how long will it take you to start earning profits so you can return the loan on time.

APPLY ONLINE HERE: https://yes.kamyabjawan.gov.pk/BankForm/ApplicantForm

After you have filled the form, click on the proceed to step 2 and an Affidavit would appear, which would have some 10 points i.e.

• Through this form I apply for PM’s Youth Entrepreneurship Scheme (YES!) And assure that I will provide all necessary documentation and information about this loan to the bank in a timely manner. I acknowledge. I do not borrow from any other bank for PM’s Youth Entrepreneurship Scheme (YES!).

• I solely acknowledge that all information contained in this application form and all associated documents are correct and that I do not keep any important information confidential.

• I solemnly affirm that I am not an employee of this bank myself, nor of any employee of this bank, including my spouse, father / mother, son / daughter, brother / sister, son / daughter-in-law, or the mother-in-law has a relationship.

• I acknowledge that approval of the loan application and the determination of the loan amount are solely the privilege of the Bank Name. I will adhere to and respect every decision made about it.

• I will be fully compliant with all the rules and regulations of SBP and (Bank Name) and pay the processing fee of Rs. 100 / – for non-repayment of loan which is non-refundable.

• I authorize Bank Name to de-debit at regular times or when deemed appropriate, to my designated account or to any of my other accounts without prior notice to me to repay the debt due.

• I authorize Bank Name to verify the personal, financial and other related matters of my, my guarantees and references provided in connection with this loan application and to verify the accuracy of my own or external persons and / Investigate through entities and contact me, my guarantors and my referrals to the residential and business addresses in this regard.

• I authorize the Bank and any third party or entity to exchange and verify the information required to obtain this loan.

• I affirmatively acknowledge that if the Government withdraws the discount given in the Pakistan markup at any time during the loan period, for any reason, I will be obliged to pay according to the new rate markup designated by the Bank Name.

• I orally acknowledge that I know that if the information and / or documents I provide are guaranteed information, data, financial status and / or documents are false or doubtful or inadequate, the bank will refuse my loan application.

After reading the above mentioned terms and conditions, you can submit your form.

Kamyab Jawan Programme has been developed in collaboration with three main departments, namely Pakistan Poverty Alleviation Fund (PPAF) which will look after the asset transfer program and the interest free loan program and State Bank of Pakistan (SBP) along with three major banks (National Bank of Pakistan, Bank of Punjab and Bank of Khyber) and Small and Medium Enterprise Authority (SMEDA), which will collaborate together to provide subsidized loan to the youth, along with giving them the basic aptitude to run a successful business.

The objective of the Prime Minister’s Kamyab Jawan Program is to open up the self-employment opportunities for the people of Pakistan.

By Shaheer Shaz